Hail Storm Damage Tips

Nov 2

This is the time of the year when we are most vulnerable to severe storms. They can bring hail as well as thunder, flooding the rain, and even flooding. Learning how to manage the aftermath of one of these horrible summer storms could be the key to returning to normal if you are the homeowner unfortunate enough to encounter one of these terrible boys of summer.

It's simple for homeowners to spot damages to their homes could be caused by a hail or wind storm. Many ice ball slams on your property can result in missing or torn shingles, scarred or damaged siding, damaged windows, and spouts of gutters that have been blown away, just to mention only a few.

1 immediately following the storm, contact information:

When a storm can cause massive damage to your house, it can be frightening, and even bizarre. There's no reason to stress or inaction in the present. It is imperative to contact your insurance company or a contractor. Insurance companies and hail damage companies generally work on a first-come basis. This is particularly crucial in large areas.

2 Make sure you know the facts:

Photograph any hail on a ruler or measuring tape as well as an object that is round and of the same dimensions, such as a ping Pong ball.

Keep track of the exact arrival time and the date of the hurricane.
Make a number of photos of your house's interior and outside, as well as the surrounding area.
You should pay particular attention to any evidence of damage such as dents in siding or damaged shingles.
In the event of damage, check the roof, siding and windows.
Make sure you check the equipment for any damage, such as the air conditioner.

3 Hail and Storm Damage Not Always Visible

The damage caused by hail and storms could go unnoticed for long periods of time. Homeowners may find water leaks caused by cracked shingles that were not discovered until just a few months later. It is essential to hire a professional check your home.

4) Face to Face:

Make a scheduled face-to face meeting with your contractor, your insurance adjuster and you. Face-to-face meetings are essential to allow you and your contractor to communicate your concerns to the adjuster.

5) Get several estimates and discuss with insurance companies:

You don't have to accept your insurance company's first claim-check in the event that it doesn't cover the scope of repair. They will expect you to accept the check. To be the best prepared to negotiate, always request multiple estimates.

If the insurance provider tries to limit the amount of your claim, hire an independent adjuster make the necessary negotiations and submit their damage report. You can also contact the state insurance commissioner or an attorney in the event that you are unable to resolve the issue.

6) Avoid Storm Chaser Contractors:

Local contractors who have a solid reputation and a location which has been in existence for at least 2 years are recommended. Storm chasers are able to offer fantastic deals as they travel to your area to work on multiple homes in a very short period of time. In the event of any type of assurance or obligation They'll soon be gone.

7) Storm Damage Can be Used to Improve Home Construction:

While your insurance company will not be able to pay for any adjustments however, you might want to make use of the storm's damage to make some improvements. Skylights or sky tunnels is a great idea when you are forced to replace your entire roof. Also, if you are experiencing excessive utility expenses due to poor insulation, it is recommended to upgrade the insulation while the rafters are still in good condition.