The INVU Plan has become one of the best solutions for those who want to buy, remodel or build a house in Costa Rica. This is a savings solution that offers a high profitability and allows to escape from the long mortgage terms of the banks. But how do INVU Plans really work? Here we want to explain it all to you.

 

What are INVU Plans?

 

These are savings plans to buy houses, lots and to remodel homes. They allow you to deposit a minimum of 10 million colones and a maximum of 155 million colones. This amount must be between 25% and 35% of the purchase or remodeling value. They can be established for 2, 3, 4, 5, 7 or 10 years.

 

The amount to be paid by the user will depend on the term and the amount he/she has proposed to save. In any case, it is possible to calculate the amount of the monthly payment in advance, easily and quickly.

 

Subsequently, once the established term is over, the user has access to a financing option of between 4 and 12 years, depending on the case. This means that, at the most, the user will pay for the house for 22 years, a figure far from the 30 years established by many mortgage loans.

 

Who can purchase an INVU Costa Rica Plan?

 

Anyone over 18 years of age, regardless of whether they are salaried or self-employed. Foreigners and pensioners can also have access to it as long as they have the capacity to save. In addition, the entities that regulate it do not request delinquency records, which provides greater coverage.

Is the money in the INVU Plan safe?

 

Yes, always. This is because the funds deposited in it cannot be seized. What is attachable is the property acquired through it.

In any case, the money always belongs to the saver, although it should be noted in this respect that, in the event of canceling the plan before the full term has elapsed, he will be subject to a 4% penalty. That is why, when that happens, it is usually sold through the formula of mature contracts.

 

Is it possible to modify the Plan once it has been contracted?

 

Yes, it is possible that the saver finds himself in a situation in which, in a given month, he cannot deposit the established amount. In this case, the monthly payment can be delayed or partially deposited, although this will not be reflected until it is paid in full.

 

The opposite can also happen, i.e., the saver may deposit more money than he/she is entitled to. In this case, the term of the INVU Plan may be reduced by months or years.

 

In addition, the INVU Plans offer a fixed rate of return of 7% in colonies. This is a figure that no conventional bank can match when offering similar services. In addition, there are no guarantors or proof of salary involved. In short, the most profitable option to save for the purpose of acquiring a home in Costa Rica.

You can also reach us at INVU Phone 2224-2867 or WhatsApp 8874-8989 I am here to serve you Ofic. Ricardo Audino Diaz Authorized INVU Advisor C210. www.NuevePorciento.com

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News Service  for  www.NuevePorciento.com